It Takes more than Reliability to Drive a Party Bus
People may think fuel is the most important consideration when running a limousine, party bus, shuttle or taxi service. You know better, though. You know that it’s a strong reputation for reliability that powers your business. Part of that reliability is having the insurance coverages you may need which include:
Commercial Auto Liability
Physical Damage/ Collision
General Liability Insurance for Limo
Limousine Physical Damage Insurance
Liquor liability (This is a special coverage and protects you against the antics of those who drink too much in your vehicle.)
You might also consider:
Garage Keepers Liability Insurance: This is if you repair and house owned as well as employee vehicles.
Special Communications Equipment Coverage: This protects you against theft or damage to communication equipment including cellular phones, GPS’s and radios.
Ready to start your quote? Because we represent a wide variety of insurance companies, you’ll have many options choose from. You can also get the process started online right here on our website.
Much like an auto policy, your premium will depend on what zip code the vehicle is parked in each night, the intended use of the vehicle, who drives it and the estimated mileage.
Policy limits are very important. For example, airports generally demand a proof of a certain liability amount before you can even enter the airport. So, a $5 million liability limit might be more appropriate than a $750,000 state mandated minimum depending on where you travel.
The same goes for workers comp insurance minimums. Basically, you want your insurance program to cover everyone from your passengers to your employees and vehicles at all times. It is not only good business but the insurance can protect your company in the event of a potentially business ending lawsuit.
The WHINS Insurance Agency in Encino
The WHINS Insurance Agency in Encino can help create a limousine, party bus, taxi or shuttle operator insurance program for you that is dedicated to keeping your vehicles reliably running and making money for you every day. That includes airport runs, weddings, funerals, social occasions, etc.
We have been providing personal and business insurance for the people of the Encino area for many years. We serve as trusted insurance counselors to all of our clients. And in a business like yours, there is a lot of exposure and risk to examine. We understand these special business needs.
We work with over 30 different insurance companies including Mercury, Allied, Safeco, Hartford and Travelers to name a few. That allows us to shop your insurance needs and find you the best rates and coverages for your premium dollar.
Contact WHINS today for a free no-obligation discussion about a good insurance plan for your transport business, or simply complete the quote form below to get started:
Now is the time to get your quote. Because we represent a wide variety of insurance companies, you’ll have many options choose from. You can also get the process started online right here on our website.