WHINS Insurance Agency
Additional Insured and Waiver Basics for Flooring Subs
Plain-English review of additional insured, waiver of subrogation, and certificate requests for California flooring subcontractors.
Certificate wording matters
General contractors may request additional insured, primary and noncontributory, waiver of subrogation, or completed operations wording.
Not every request can be granted
Whether wording can be provided depends on policy forms, endorsements, carrier approval, and the actual contract.
Send the requirement before the deadline
Early review gives the agency time to check whether the request fits the policy.
Next Step
For the main campaign page, see Flooring and Tile Contractor Insurance in California.
Start a contractor insurance request
Coverage is subject to the terms, conditions, exclusions, and endorsements of the issued policy. Summaries or discussions of coverage are provided for general reference only and do not amend, extend, or alter the actual policy language. Binding or changes to coverage are effective only when confirmed in writing by the issuing insurer or an authorized representative of WHINS Insurance Agency.
