Are you a property manager seeking the best, most affordable errors & omissions insurance?


A lawsuit has the potential to destroy your property management firm, specifically, one that stems from a client’s belief that you acted with negligence regarding the performance of your professional duties, failed to perform or that your work did not turn out as stated in the contract.

The upshot of it all is that even if you are found not to be negligent, the high cost of defending yourself could drive you into bankruptcy without the protection of property management errors and omissions insurance or property management E&O. The cost of defending yourself could even impact your personal financial security.

This is not to be confused with business liability insurance which covers you for bodily injuries or property damage that happen to others while on your premises. E&O is all about negligence.

The question is whether or not you have the resources or even the expertise to adequately defend against a claim of negligence. If not, you need property management E&O coverage. Some other factors to consider are:

  • Mistakes - The best intentioned and the most competent individuals make them at some point.
  • Capacity - Even if you do not personally handle each aspect of the job, this coverage protects against any mistakes employees or contractors make while working for you.
  • Change - The property management business is changing. Tenant expectations are increasing, building systems are becoming more complex and property managers are absorbing more and more non-traditional property management duties.

Property management E&O can be customized to your operation and can include defense costs outside the liability limits, a zero deductible, leasing, construction management and oversight, discrimination charges, tenant improvement services, innocent insured coverage for dishonest acts and coverage for independent contractors.

WHINS INSURANCE AGENCY: California Property Manager E&O Experts

WHINS Insurance Agency insures property managers throughout the state of California and represent over 30 of the most well-known insurance companies in the US.  As community stalwarts for many years, WHINS is a member of the Trusted Choice Independent Insurance Agents of America, the National Society of Agents for Consumer Education and the Better Business Bureau.

If you are a property management company or commercial real estate firm, review your current policy and make sure it is doing what it is supposed to. Better yet, bring it to us for a review, today. We will make sure you are receiving the property management E&O coverage you need at WHINS Insurance Agency, 877-77-WHINS.