Insurance For and After the "Big Day"
Your Wedding Day should be all about you and your new life together. The last thing you want to be worried about is insurance coverage. To make sure nothing spoils your special day, make sure to address these issues:
If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, it's important to check their insurance coverage. You will have a lot of guests and possibly some support staff on hand, so make sure they carry an adequate amount of liability insurance.
- Getting married at your home brings up a whole set of other insurance concerns.
Here at WHINS Insurance Agency, we know real life isn't as cut and dry as fender benders or storm damage. Let one of our qualified representatives check your homeowner's policy or the venue's policy for what will or won't be covered.
We'll also walk you through what's known as Special Event Coverage, which applies to trips like the honeymoon and wedding gifts you need to protect.
We'll make sure you have a happy and worry free (regarding insurance, anyway) day!
Auto Insurance for a Married Couple
A lot of changes happen when you get married, but some of the most notable is how you are seen by entities like the government, banks and even insurance companies.
Insurance company data shows married people are more responsible and get in less accidents. Just like getting older gets you better rates, so does getting married.
In fact, you could see as much as a 25% drop in your auto insurance bill when you marry and combine your coverage onto one policy.
And that's not all! You might be able to snag multi-car, garaging, multi-policy and other discounts as well.
Check with us and we'll see what kind of discounts you are eligible for while making sure you have the coverage you and your spouse need.
Renters Insurance & Homeowners Insurance for Newlyweds
While marital status is generally not used for pricing a renter's policy, the value of your possessions is. And that value might have just increased since you're combining possessions and maybe got some sizable gifts at the wedding.
Consider a renter's policy from a reputable insurer. The following will be protected when you do:
All of your possessions up to the policy limit (subject to a deductible)
Your liability in case your actions cause injury to someone else or their property
Whether you’re a renter or homeowner, you just got married so you probably received some gifts!
Even if you didn't, your engagement ring and wedding rings alone are probably enough to necessitate more insurance coverage.
Consult with the experts at WHINS Insurance Agency to learn how to value your special possessions. We can also suggest when and how to add this coverage to your policy.
Protect Yourself with Umbrella Insurance
Newly married or not, in this litigious society you can still be held liable for a large settlement in a wide variety of unexpected situations. This could put the financial footing of your marriage at risk before you even get started.
An umbrella policy adds an extra layer of protection over and above your homeowner's and auto policy. Since a good chunk of marital stress comes from financial problems, you're not only protecting your property and future, but also your marriage.
A big life change like getting married will often make you start thinking about protecting your loved ones in the future in case you aren't there.
We can help you sort out all of the options and get you in the best life insurance situation for you, your new spouse and your family.
Six Factors - One Insurance Source
Insurance is an important part of your new life. Here at WHINS Insurance Agency we provide the 6 following benefits to make things go as smoothly as possible:
Knowledge of all insurance coverages including life, homeowners, auto, umbrella, and more
A consultative rather than a hard sell approach
Access to the most reputable insurance companies in the market today
A strong local presence in the California market
Commitment to continuing insurance education
Our pledge to insure all of our customers with the best coverages at the best value
Call (818) 233-0825 today for all of your newly married insurance needs. If you would like to receive a free quote on any of the above types of insurance, just fill out the "quote request form" at the top of the page.